How do I find out if I have Out-of-Network benefits?

 

Call the customer service number listed on the back of your insurance card.  Here are some questions you may want to ask:

 

1. Do I have out-of-network behavioral health benefits?

2. If yes to #1 is Procedural Code 90837  (60-min psychotherapy session) with Modifier 95 or Modifier GT (therapy done online through tele-health) covered?   

 

3. If yes, is the telehealth standard for out-of-network behavioral health coverage, or just during Covid-19 response dates?

4. Do I have an out-of-network deductible?

5. If yes to question #4, is this deductible combined with my in-network deductible, or is it separate? How much of this deductible has been met this year?

6. Do I have a co-insurance for out-of-network services once my deductible has been met?

7. Is any pre-approval required before obtaining out-of-network outpatient behavioral health services? 

8. Is there a maximum number of sessions I am covered per year?

9. My therapist will give me a "Superbill" receipt each month.  What is the reimbursement process for out-of-network claims? 

To return to F.A.Q. page, click here.

Sensitive  Soul  Therapy

 

 

ONLINE COUNSELING HOURS

Monday - Thursday

9:00am - 4:30pm (East Coast Time)

 

Licensed Clinical Social Worker

Hawaii License #LCSW3989

Florida License #SW15514

New Jersey License #44SC05607200

100% Judgement-Free Counseling!

 

Specializing in CBT & EMDR Online Therapy for Introverted & Highly Sensitive Women (HSP)

ADDRESS

ONLINE THERAPY in Florida, New Jersey & Hawaii

PRACTICE FULL 

**Not taking new clients at this time**

©2016-2021 BY SENSITIVE SOUL THERAPY- EMDR

ONLINE THERAPY  IN FLORIDA, HAWAII, NEW JERSEY

PRIVACY POLICY